Action Required

Action required on:

Institution	Account	Interest Rate	Notice to Withdraw	Action Required
Citibank	Flexible Saver Issue 2	5.29%	None	25/05/07
Holders of Citibank Flexible Saver Issue 2 Accounts receive 5.42% AER, taking account of the fixed introductory rate for the first six months. Depositors should bear in mind that this period is about to expire, and the AER will reduce to the variable standard rate of 5.25%. Although the variable standard rate is to increase to 5.50% from 15th June higher rates are available elsewhere, as can be seen from our table of Immediate Access Accounts. Depositors have immediate access to their funds, so can get higher interest without the complications of an introductory rate right away.
Yorkshire Building Society	Internet Saver	5.55%	None	15/05/07
Depositors should bear in mind that this account's guarantee to at least match base rate has expired. While the rate being paid remains just above base, higher rates are available elsewhere.
Tipton & Coseley BS	Premier ISA	5.47%	None	11/06/07
Holders of Tipton & Cosleley Premier Isas receive 5.98% AER, taking account of the 0.35% bonus for the first six months. Depositors who opened such ISAs before December 2006 should bear in mind that this period has expired, and the AER has reduced to the variable rate of 5.63%. Higher rates are available elsewhere, as can be seen from our table of Cash ISA Accounts. Depositors have to give 30 days’ notice for access to their funds, so should be considering transfers now.

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